How to File a Motor Vehicle Claim

You will need to make an insurance claim if your vehicle has been damaged. It is important to understand the process.

Insurance companies will send an adjuster who will inspect your vehicle damage. It's not always necessary to be present for the inspection, but it is recommended to bring your policy and any other documentation that is relevant.

Take Photos

Ever watch a crime show that has investigators combing through every square inch of the scene, taking photos of the tiniest of details, law from footprints to discarded chocolate wrappers? Apply that same scrutiny to your accident scene. It is crucial to record as much of the incident as it occurs, so that you have something tangible to prove your case later.

It is essential to take photographs of both vehicles, however you should also take close-ups of the damaged parts. These photos can help insurance companies and also expert witnesses as they determine the dimensions of the various objects. In your photographs, include important points of reference such as the location of stop signs or traffic lights. They can later be linked to the actions of the driver at fault that led to the crash.

Take pictures of other drivers and their passengers, as well as any witnesses. You might be in a position to take a picture of their license plate. Take photos of emergency responders, their vehicles, and anyone who is seated on a gurney or into an ambulance.

If your lawyer or court has ordered you to submit photos, only submit the photos. You could accidentally provide evidence that is against your claim if you don't. For example, if you change the date stamp on your photos following the incident, it may cause insurance companies to doubt the validity of your claim.

Seek Medical Attention

When you're involved in an accident the first thing you need to get medical attention. Not only is this crucial for your health but it also ensures that any injuries you may have are documented. Many personal injury lawsuits require reimbursement for medical bills and other damages. This is why medical records are crucial to the success of your claim.

Even if there are no symptoms that you are able to identify then you should schedule an appointment to see your primary medical doctor or an emergency room. Your doctor can provide you with an evaluation of your injuries and perform an entire medical examination. Additionally they'll be able to offer you the proper treatment.

Following your doctor's treatment plan will allow you to recover faster and strengthen the case. This includes filling your prescriptions, using any over-the counter medications, participating in physical therapy, adhering to orders about time off of work and attending follow-up appointments.

In this case, it is essential not to mention anything that could be incorrectly interpreted by an adjuster from the insurance company. The insurance company could try to discredit the damage that you've sustained in order to deny or reduce your compensation. It is crucial to only speak with insurance adjusters with your attorney present.

Contact an attorney

Accessing legal representation is crucial for injured parties. Lawyers can assist them in managing their stress and help them understand what they should be focusing on. Attorneys can also consider the evidence and facts to determine if a case is worth fighting in court.

Insurance companies are businesses first and foremost. Their goal is to collect the highest amount of money from their insureds, while paying the lowest amount of money that is possible (in theory). If you're in the midst of an accident, it could be tempting to accept a lowball offer early on because it seems the easiest decision to make. This is a mistake that can result in devastating consequences later on.

If you submit an insurance claim, the insurance adjuster will come out to assess the damage to your car and will review receipts for personal property damage and medical bills. They might also question witnesses and look over police reports. It is helpful to get repair estimates from local auto shops or contractors before meeting with the adjuster so they are aware of what to expect in terms of repairs.

An experienced grand rapids motor vehicle accident attorney vehicle accident lawyer will ensure that all information required is included promptly and that the right documents are provided to an insurance company. He or she will provide advice and make recommendations regarding how to handle an adjuster for la junta motor vehicle accident attorney claims, how to deal with a settlement, as well as what to do in the event that an insurance company is not responsive and is acting in a shady manner.